Mortgage Advice

Buying a property can be stressful and time consuming at the best of times, and for some borrowers finding and selecting the most suitable mortgage for them can be a contributory factor. Working with us means that you’ll benefit from informed advice from the outset, backed by up-to-date financial intelligence, and years of practical experience, to position a mortgage product that sits in line with your personal circumstances, objectives and attitude to risk.

Using a calculator to gain an indication of the best mortgage to suit your needs can be very useful.

If you are keen to explore your options as a landlord for the first-time, you need to be aware that a raft of reforms have impacted on this sector over the last year.

A fixed rate mortgage allows you to repay interest at a fixed rate, irrespective of any fluctuations in the standard interest rate offered by your lender at any given time, to reflect changes in the Base Rate.

A tracker mortgage usually tracks any movement in a nominated index for a set period: this could be the Bank of England Base Rate for example, and the index is selected by the lender.