"I have known David Henderson for seven years and during that time, he has had full control of my financial investment portfolio through retirement and the consequences of adjustment to widowhood. I have never had any cause to doubt his skilled advice and commitment. This has been delivered through a friendly and totally reliable relationship. I have regarded him as a trustworthy friend and in terms of the financial manoeuvres, his practical adjustments have (thus far in a volatile world!) all been safe and successful. He has been helpfully reassuring at times based on an extensive knowledge of theway the markets and global economy works I find this very educational. I have recommended his services to several friends all of whom have commented most favourably after his input totheir finances."
Our Financial Services Experience
From time to time, global markets go through periods of uncertainty. This can be down to some poor economic news, a political crisis, or a multitude of other factors. If the market then falls sharply it can unsettle many investors. It may even tempt some to sell their investment at a loss.
But stock market volatility tends to be short lived, and when you try to time the stock market, it is too easy to miss the best gains. Most experts agree that, in such unnerving periods, investors are probably better off sitting tight and, if they are still focused on a long-term goal, not changing their plans.
Time, not timing, is the key to investing.
Recent research by the International Longevity Centre and Royal London has produced some interesting findings that highlight the benefit of independent advice when taking major financial decisions. The report demonstrated that those who receive financial advice are on average £40,000 better off than those who don’t.
Entitled The Value of Financial Advice, the report looked at the finances of various groups of people, and makes a clear case for taking financial advice.
Investing wisely is a case in point. The investment vehicle you select can have a major impact on your future wealth, and making final decisions on products that you know little about can be confusing, stressful and time consuming.
Working with us means that you’ll be benefitting from informed advice, backed up by up-to-date financial intelligence and years of practical experience in positioning a portfolio that sits in line with your personal circumstances, objectives and attitude to risk.
Remember, when your objectives, risk and capacity for loss might change, for any reason, let us know immediately.
If you would like help devising a road map for your investment plans, we’re here to help.
The value of investments may fall as well as rise.
You may get back less than you originally invested.
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We have the benefit of many years spent advising doctors and dentists and guiding them through financial planning for protecting the family, savings and investing for the future, retirement, and the complex tax issues that can arise. -
There are many different ‘tools’ that help you save for retirement, and the taxation and investment elements of each can appear baffling. We explain, recommend and monitor pension products for you, putting you in control of the choices that will achieve your goals. -
Our mission is to use our knowledge and skills to provide unbiased financial advice, so that you can face the future with increased confidence regarding your financial position today, and the financial security of your family in future. -
Every investment carries some element of risk, which is why we reflect risk management in the financial planning we provide for clients. We work with you so that you are financially well organised, aware of your current and likely future financial position, and therefore remain in control of the choices you make. -
Buying a property can be stressful and time consuming at the best of times, and for some borrowers finding and selecting the most suitable mortgage for them can be a contributory factor. Working with us means that you’ll benefit from informed advice from the outset, backed by up-to-date financial intelligence, and years of practical experience.
